Vacation home insurance is not required by law, but it is required by lenders. So if you have a mortgage or a home equity loan on your property, you will need insurance. In South Carolina, where hurricanes, tropical storms, and even tornados can cause significant property damage, insuring your vacation home Is particularly important.
Your vacation home insurance costs will depend on the size, value, and location of your property; whether you rent it out to others when not in use; the amount of time it remains unoccupied throughout the year; and the amount of coverage you wish to purchase. Vacation homes along the coast can be very expensive to insure.
I went to TrustedChoice's website to get a phone number and it was very simple to navigate. They had a list of agents based on my zip code and they recommended some insurance companies that best fit my needs. They were the resource for me to get to those independent contractors and I eventually got to the right one. They pointed me in the right direction, and were good enough for me to recommend them to anyone in my situation.Abdullah of Columbia, SC Review is obtained from Consumer Affairs
Your vacation home insurance will be customized to meet the specific needs of your extra residence. What is right for one property owner is not necessarily the best choice for another. For example, some people rent out their vacation homes when they are not using them, while others keep them for use solely within their family.
If you are concerned about floods in your area, or if you are in a flood zone, make sure to talk to your agent about flood insurance.
There are 315 independent insurance agents in South Carolina who are ready to help. These agents can work with several different insurance companies to provide you with multiple quotes and policy options to choose from. That way you’ll receive completely customized coverage that addresses your vacation home’s specific coverage needs.